Mulmub offers general educational information on various topics on this website as a public service. It is important to note that this information should not be considered professional, financial, real estate, tax, or legal advice. The content provided on this website represents my personal opinions only.

When referring to “you,” it encompasses anyone who uses, visits, and/or views the website.

Please take the time to carefully read this Disclaimer, as I reserve the right to modify it without prior notice. By accessing and using this website, you acknowledge and agree to be bound by this Disclaimer, as well as our Terms and Conditions and Privacy Policy. Your continued use of the website indicates your acceptance of any future changes or updates made to this Disclaimer. If you do not wish to be bound by this Disclaimer, please refrain from accessing or using the website.


All content and information presented on this website is intended for informational and educational purposes only. It does not constitute professional advice of any kind, and the use of this website does not establish a professional-client relationship. A professional-client relationship is only formed when we have entered into a written agreement, signed by both parties, that outlines the terms of our engagement, including our fee structure, and relates to a specific matter. While we strive to provide accurate general information, the content presented on this website should not be solely relied upon, and it should not be seen as a substitute for seeking professional advice. Prior to making any professional, legal, financial, or tax-related decisions, it is essential to consult with a qualified professional who can assess your specific needs and circumstances.


We may collaborate with other businesses or participate in affiliate marketing programs, which may involve promoting or advertising products or services on the website. In such cases, we may earn commissions or financial rewards when you click on our affiliate links and/or make purchases through them.

Please note that our recommendations regarding other products, services, coaches, or consultants are based on our personal experiences. However, we do not guarantee the accuracy or endorse the information provided by them. It is your responsibility to conduct your own thorough research and gather complete and accurate information about these products, services, coaches, or consultants.

While we provide affiliate links on the website for your convenience, we have no control over the content and information presented on external websites. These external websites are solely responsible for their own content. Therefore, Mulmub, its officers, employees, successors, shareholders, joint venture partners, or anyone else working with us cannot be held liable or responsible for any content presented on these external websites, nor for any damages that may result from accessing or using them.


We may provide income reports and share success results, including product reviews and testimonials, from our current or former customers on the website. These reports and testimonials are accurate to our knowledge and intended for informational purposes only. We share this information as examples to illustrate what some customers have achieved, but it should not be considered a guarantee or promise of similar results for you if you choose to utilize the same information, products, services, tips, and techniques.

It is important for you to conduct your own due diligence and research. Your individual earnings and results may vary based on your personal circumstances, abilities, experience, and skills. Therefore, you acknowledge and agree that we and/or our officers, employees, successors, shareholders, joint venture partners, or anyone else working with us cannot be held liable for any of your successes or failures directly or indirectly related to the information, reports, reviews, products, and/or services presented on this website.

You are solely responsible for your own earnings and results, and any reliance you place on the information provided is at your own risk.